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Local Search Rankings

Top 5 Mortgage Lenders in Apple Valley, CA

The 5 mortgage lenders Apple Valley borrowers consistently turn to — ranked by the depth and consistency of verified reviews from people who've actually worked with them.

Apple Valley, California · San Bernardino County · pop. 75,478

91

Lenders Analyzed

5.0

Median Rating

2

Median Reviews

86%

% Claimed

The top 5 mortgage lenders in Apple Valley, CA

1

Julian Garcia

5(70 reviews)Claimed

Mortgage broker

Why they rank #1

  • 70 reviews built up over time
  • 70 of 70 reviews are five-star (100%)
  • Listing claimed and verified
  • 94 photos uploaded
  • Full operating hours posted
+1803-439-3313syncmortgagegroup.com
M–F 8:00-19:00
2

Sam Malek

4.9(74 reviews)Claimed

Mortgage lender

Why they rank #2

  • 74 reviews built up over time
  • 73 of 74 reviews are five-star (99%)
  • Listing claimed and verified
  • Full operating hours posted
  • Categorized as "Mortgage lender"
+1760-927-9197
mon 8:00-18:00, tue 8:00-18:00, wed 8:00-6:30, thu 8:00-18:30, fri 8:00-18:00
3

Loan Consultant

5(69 reviews)Claimed

Mortgage lender

Why they rank #3

  • 69 reviews built up over time
  • 69 of 69 reviews are five-star (100%)
  • Listing claimed and verified
  • 8 photos on the listing
  • Full operating hours posted
+1760-912-1516mortgage.usbank.com
M–F 0:00-24:00
4

Theresa Riggs

5(25 reviews)Claimed

Real estate agent

Why they rank #4

  • 25 of 25 reviews are five-star (100%)
  • Listing claimed and verified
  • 62 photos uploaded
  • Full operating hours posted
  • Categorized as "Real estate agent"
M–F 6:00-20:00
5

Red Your Broker

5(24 reviews)Claimed

Mortgage broker

Why they rank #5

  • 24 of 24 reviews are five-star (100%)
  • Listing claimed and verified
  • 10 photos on the listing
  • Full operating hours posted
  • Categorized as "Mortgage broker"
+1760-998-6886www.redyourbroker.com
M–F 0:00-24:00

How to pick the right mortgage lender in Apple Valley

The five mortgage lenders above all rank highly — but they reach the top in different ways. Here's how to read the data so you can match the right one to your situation.

  • Look at review volume, not just rating. The median mortgage lender in Apple Valley has just 2 reviews — the top-5 averages 52. A 5.0 across 200 borrowers means something very different from a 5.0 across 4. The deeper the review pool, the harder it is to fake.
  • A claimed local-search listing is table stakes. 86% of Apple Valley mortgage lenders bother to claim and verify their profile, and all five above have done so. An unclaimed listing usually means the business pays less attention to where customers find them online — sometimes a sign of how they handle communication too.
  • Photos are a small but real signal of investment. The average Apple Valley mortgage lender has 14 photos on their listing. It's not the most important factor, but a mortgage lender who posts nothing visual is one who treats their public presence as an afterthought.
  • Match hours to your schedule. 84% of Apple Valley mortgage lenders post full weekday hours. If you work a 9–5 and can't take calls during the day, scan the hours block on each card above — some flag weekend or evening availability, which is rare and worth the shortlist if you need it.

Other mortgage lenders in Apple Valley

6Adolph Collaso
5· 23 reviews
7Touchstone Escrow
4.9· 20 reviews
8Lori Kilgore
5· 16 reviews
9Zack Hagood, Realtor
5· 13 reviews
10Swift Title Loans
4.9· 14 reviews
11Karen Sanchez
5· 12 reviews
12STEPHANY POSELEY
5· 10 reviews
13Marcy Castellanos
4.7· 12 reviews
14Hilda P. Limon
5· 8 reviews
15Sandy Woodruff
5· 6 reviews
See all 91

Frequently asked about mortgage lenders in Apple Valley

Who is the top-ranked mortgage lender in Apple Valley, CA?

Julian Garcia currently holds the #1 spot in Apple Valley for local-search visibility, with 70 reviews at a 5-star rating. Rankings are based on publicly available business profile data.

How many mortgage lenders are there in Apple Valley, CA?

We tracked 91 mortgage lenders with a business profile in Apple Valley, CA. The list above shows the top 5 ranked by local-search visibility.

What's a typical review count for a mortgage lender in Apple Valley?

The median mortgage lender in Apple Valley has 2 verified reviews. The top-ranked mortgage lenders typically sit several multiples above the median — review depth is one of the strongest signals local-search ranking weighs.

Do most Apple Valley mortgage lenders claim their local-search listing?

About 86% of Apple Valley mortgage lenders have claimed and verified their business profile. Claimed listings rank higher and let the lender control hours, photos, and Q&A — it's the single highest-leverage local-SEO step.

How are these rankings calculated?

Rankings are based on publicly available local-search data — review count, star rating, claimed status, photo activity, and review-distribution patterns. We re-rank regularly so the top of this page reflects the current local-search picture in Apple Valley.

Statewide rankings
Top loan officers across California
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Nearby cities

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Rankings based on publicly available local-search data. Updated regularly.